Moderačné právo súdu pri rozhodovaní o nároku poisťovne na náhradu poistného plnenia (regresný nárok) proti poistenému

The article focuses on the decision-making practice of courts regarding insurance companies' claims for reimbursement of paid insurance benefits (recourse claim) against the insured, in cases where reasons stipulated by Act No. 381/2001 Coll. exist. This is examined in connection with the court's ability to moderate the amount of the asserted claim upon finding reasons deserving special consideration. The article highlights the inconsistent judicial practice in this area, despite the Supreme Court of the Slovak Republic's decision (R 64/2020), while also referencing differing conclusions of the Constitutional Court of the Slovak Republic. Additionally, it points out that the Supreme Court's decision fails to take into account the principle of equivalence. The application of the Supreme Court's conclusions results in situations regulated by Union law being less favourable for the insured compared to similar situations governed by national law, effectively preventing or excessively complicating the exercise of rights granted under Union law.

BARAN, M.: Moderačné právo súdu pri rozhodovaní o nároku poisťovne na náhradu poistného plnenia (regresný nárok) proti poistenému; Justičná revue, 77, 2025, č. 6-7, s. 620 - 628.